In this Wednesday, Dec. 2, 2015, photo, Robinhood co-founders Vlad Tenev, left, and Baiju Bhatt pose at company headquarters in Palo Alto, Calif. Robinhood is a stock brokerage that does not charge any commissions for its more than 1 million customers to buy and sell shares. "During the next 10 years, we are going to create an international company that will be like nothing the financial services industry has ever seen," says Bhatt. (AP Photo/Ben Margot), APTOPIX